A sectional door is several rigid horizontal sections joined by hinges. That construction is what lets the door travel from vertical to horizontal through the track radius, and it is also why panel damage behaves differently here than on a roller door.
Because the sections are separate, a single damaged panel can sometimes be replaced without touching the rest of the door. Because they are joined and must stay in plane, a single damaged panel also puts every neighbouring hinge, roller and cable slightly out of alignment until it is dealt with.
The complication is matching. Panel profile, rib pattern, surface texture and colour all have to match closely enough to look right and fit the existing hardware. On a door of any age this is the factor that most often decides whether a repair is realistic.